Here’s an investment that will give you highest returns


The markets are down. Your portfolio is in red. The Indian economy is slowing down. It looks like everything is moving downhill. But there’s one thing that always pays off and gives you the highest interest rate.


Recently, one of my school friends asked me what should she do with the extra ten grand that is left after the expenses and regular investment. I told her that to invest in herself. She didn’t understand what I meant and hence I explained it to her. I realised that like her there must be many individuals in their 20s who are not aware of the benefits and the need to invest in themselves.

I came across this term ‘investing in yourself’ from Robert Kiyosaki’s book Rich Dad Poor Dad. The concept is very simple. It is the money and time you spent on yourself to make yourself better than you were yesterday. And, this indirectly helps to increase your earning potential.

The path taken to invest in oneself will vary from one person to another. It is because the hopes and inspirations of different individuals will be different. While one may be looking to polish their job skills, someone else may be planning to climb the corporate ladder or to set up a business.

Investing in yourself is not just restricted to your professional life. You can invest to enhance the other aspects of your life.

Here are some of the ways to invest in yourself:

Continue learning:

Whether you are an employee or you have a business, the learning needs to be continuous. In this digital age, it is easy to keep learning and keep the student in you alive. Reading related books, taking online classes or attending workshops are some of the ways through you can do that.

Set up a side hustle

Do you have a hobby that you can easily monetise? Whether it is writing or making a Youtube video on lifestyle or anything of your interest, today the opportunities of side income have increased. And it is not just about money, you will develop skills as well. E.g., if you are making videos with your smartphone or camera, you will develop video editing skills in this process.

In this era of ever-changing job dynamics, having two or more skill sets is the need of the hour.

Get creative or learn a new thing that is not related to your work

Studies have shown creativity and learning new things keep the brain young. It can be something random and is not necessary that it should be related to your profession. Have you always wanted to learn belly dancing or bachata? Do it now. There are so many ways and opportunities to learn something new, whether it is glass painting, macaron making classes or terrarium making classes. Just follow the right people on social media to be updated on their latest classes. You can also get the class schedules on event ticketing sites as well.

Work on your physical and mental health

Our mind and body are the only two things that are going to stay with us forever. Hence, it is important to take care of it. Investing in wellness is far cheaper than paying hospital bills. Going for annual health check-ups, a bi-monthly visit to the dentist, taking a cross-fit membership, meditation classes, talking to a counsellor are some of the ways that can help you to take care of your body and mind.
These were the four broad ways to invest in yourself. There are many ways to invest in yourself. You can also note the areas where you need help and start work out accordingly.

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